August 7, 2019

IRMAA stands for Income Related Monthly Adjustment Amount and is applied to higher income earners who’s AGI is over $85,000, or over (for a single person or married couples filing separately), and $170,000 for married couples who file taxes jointly.   If you or your fa...

August 7, 2019

Something to be aware of is that not all insurances are created equal.  Although Medigap insurance provides the flexibility you may need in order to see a wide array of doctors, there may be limits to what’s covered on your supplemental Medigap plan.  The main thing to...

August 7, 2019

I recently had a customer call me to ask why Medicare covered her yearly wellness visit but denied the lipid panel that she got after the appointment. Of course she was not happy about this. I don’t want any of you to experience a bill that you did not expect to see be...

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